Property Damage? Insurance Policy Holder’s Beware: “Do Preferred Vendors Really Work For The Home Owner Or Insurance Companies”

Some restoration business owners were made or broken by what is referred to as a ‘preferred vendor list’ created by large property insurance companies They  are able to portray continued worth to their franchisees. Being an insurance company’s ‘preferred vendor’ means a large quantity of restoration work for the vendor, but what does it mean for the policy holder?

First, we need to examine a typical water damage or flood damage restoration claim situation. In the past, a homeowner/policy holder would call their insurance claim line or agent if they discovered a water damage emergency. At this point they would typically be referred to a ‘preferred vendor’ to do the emergency water extraction and drying out of the property. The term ‘preferred vendor’ is intended to make the property owner trust, and therefore use, said vendor for the restoration work. It is also purposely left unclear that the homeowner can hire whomever they would like to perform the work in their home.

Property restoration companies work for the homeowner and not for the insurance companies. All insurance property restoration is held to an industry standard set by the Institute of Inspection Cleaning and Restoration Certification (IICRC) or Clean Trust and all related work is expected to be done in accordance to the standards set forth. All insurance restoration is also held to standardized pricing. This is to ensure that credible business are all held to the same quality standard of work and charge the homeowners the same amount for the same services.

To become a ‘preferred vendor’ with one of the large insurance companies, you have to agree to work off a discounted price list or agree to set a limit to drying time in return for a large volume of work. This becomes appealing to restoration business owners who no longer need to spend as much marketing themselves. By sacrificing some of their margin for a higher quantity of work, they are now able to make more money.
This is where the questions of ethics arise: If any restoration business owner, is receiving most, if not all, of your leads from preferred vendor list calls do you REALLY work for the homeowner? Or do you bend to the whim of the insurance company to avoid biting the hand that feeds them? If a restoration business owner is guaranteeing not to charge the insurance company after a set amount of time for drying the structure, what do you do when they reach that limit and the structure is still wet? Do they continue to work, essentially for free? Or do you leave the property wet and move on to the next job? How are they really helping the policy holder cut future costs?

The public is becoming more informed and starting to see through this process that benefits the insurance company and not the homeowner.

  What makes Drytech Restoration Diffrent From The Rest ?
• Unlike every similar company that we are aware of, Drytech Restoration  is a ‘direct to consumer’ insurance damage claim service provider.
• Customer’s call us because we are, local, family owned business with high credibility. We’re credible, trustworthy, empathetic and most of all ethical.

Don’t companies similar to Drytech Restoration do the same thing?
• We do not participate in national preferred vendor programs or third party administrated contractor programs. Every other business does.
• We have no ‘back-room deal’ with the insurance companies or their proxies (i.e. 3rd party contractor administrators).
• We work directly for our customers (the end user of our services) and receive authorization from them to communicate directly with the insurance companies on their behalf.
• The reward for our services comes from the fair profit margins made by doing the work correctly following the industry standards (the IICRC: Institute for Inspection, Cleaning and Restoration Certification) a.k.a. ‘The Standards’.

So who do the other companies work for?
• Because Insurance companies are highly regulated, and by law are not allowed to provide property damage contracting services directly themselves.
• To control the process, all insurance companies have created national ‘preferred vendor’ partnerships with large franchise based corporations and/or third party administrative companies (middlemen).
• These middlemen companies agree to provided services to the insurance companies at greatly discounted prices and by agreeing to limit the repairs to a minimum amount.
• These companies work for the insurance companies, not the consumer.

So what happens when a homeowner does not use the insurance company’s preferred vendors?
• It is important for residential or commercial consumers to understand that they have the lawful right to hire anyone they choose to perform claim contracting services.
• Insurance companies cannot cause any consumer’s rates to increase on a homeowner policies based on who they chose to work for them.
• Homeowner’s rates are regulated and go up annually as allowed by the state insurance commission, regardless.

So how do homeowners know who they should call when an emergency damage event happens?
• Unless a contractor can prove they are not on a insurance company controlled programs, they don’t work for you.
• Unless a contractor can prove they have both General Liability and Contractors Pollution Liability insurance coverage. they are not properly insured to provide these type of services.
• Statistics show that 90% of all companies that market themselves as insurance claim contractors are improperly insured. Drytech Restoration Services LLC is fully covered. In additional to General Liability Drytech is covered with an all-in-one contractor’s pollution liability (CPL) policy (General Liability + Fungal, Bacterial and Pollution Liability coverage)

What is your next step?
For Property Damage Emergencies Call Drytech Restoration Services ” We Work For The Customer, Not The Insurance Companies” Call in Pennsylvania (610) 304-5117 Family Owned And Operated Mom And Pop Business.

Specialty Contractor List of Services

Water Damage Restoration Inspection

Water Damage Restoration Inspection

  • fire damage
  • damage mold
  • damage storm
  • storm damage
  • trauma cleanup
  • water damage
  • contractor enrollment
  • national restoration
  • restoration network
  • restoration services
  • fire water
  • services fire damage
  • fire damage mold
  • damage mold damage
  • mold damage storm                                                                    
  • damage storm damage
  • storm damage trauma
  • damage trauma cleanup
  • trauma cleanup water
  • cleanup water damage
  • national restoration network
  • property owners recover
  • services fire
  • fire damage
  • damage mold
  • damage storm
  • storm damage
  • trauma cleanup
  • water damage                                                                                                                                          
  • contractor enrollment
  • national restoration
  • restoration network
  • restoration services
  • fire water
  • services fire damage
  • fire damage mold
  • damage mold damage
  • mold damage storm
  • damage storm damage
  • storm damage trauma
  • damage trauma cleanup
  • trauma cleanup water
  • cleanup water damage
  • national restoration network
  • property owners recover
  • fire damage
  • damage mold
  • damage storm
  • storm damage
  • trauma cleanup                                        
  • water damage
  • contractor enrollment
  • national restoration
  • restoration network
  • restoration services
  • fire water
  • services fire damage
  • fire damage mold
  • damage mold damage
  • mold damage storm
  • damage storm damage
  • storm damage trauma
  • damage trauma cleanup
  • trauma cleanup water
  • cleanup water damage
  • national restoration networkproperty   recovery                                                                         
    • certified firm
    • carpet cleaning
    • carpet inspection
    • hard surface
    • mold remediation
    • water damage
    • ansi iicrc
    • textile floor
    • floor coverings
    • dimension stone
    • trauma crime
    • crime scene
    • upholstery cleaning
    • damage restoration
    • carpet installation
    • standard reference
    • reference guide
    • professional water
    • certified firm login
    • firm login iicrc
    • commercial carpet cleaning
    • hard surface cleaning
    • skills program standalone
    • program standalone certification
    • standards ansi iicrc
    • textile floor coverings                                     
    • hard surface floor
    • surface floor covering
    • trauma crime scene
    • iicrc benefit benefits
    • floor coverings cleaning
    • dimension stone restoration                                                                                                      
    • water damage restoration
    • crime scene remediation
    • standard reference guide
    • reference guide professional
    • guide professional water
    • professional water damage
    • inspections structural restoration
      • water damage
      • damage marketing
      • more floods
      • damage restoration
      • restoration industry
      • damage business
      • flood damage
      • restoration companies
      • restoration business
      • lead generation
      • restoration company
      • marketing water
      • restoration specialist
      • marketing company
      • water restoration
      • water damage work
      • videos national sales
      • national sales meeting
      • water damage marketing
      • water damage restoration
      • damage restoration industry
      • water damage business
      • business practices group
      • leads water damage
      • restoration business
      • damage restoration critical
      • damage restoration companies
      • marketing water damage
      • damage restoration business
      • hiring office manager
      • water damage lead
      • experiences water damage
      • experienced water damage
      • damage restoration specialist
      • damage restoration company
      • flood damage restoration
      • water restoration business
      • damage marketing company
      • fire network
      • fire damage
      • damage restoration
      • water damage
      • restoration mold
      • mold remediation
      • remediation natural
      • natural disaster
      • disaster clean
      • content restoration
      • national flood fire
      • flood fire network
      • about service area
      • services fire damage
      • fire damage restoration
      • damage restoration water
      • restoration water damage
      • water damage restoration
      • damage restoration mold
      • restoration mold remediation
      • mold remediation natural                                                                   
      • remediation natural disaster
      • natural disaster clean
      • disaster clean content
      • clean content restoration
      • free resources case
      • flood prevention tips
      • mold control
      • control moisture
      • home clean
      • clean mold
      • learn mold
      • mold moisture
      • moisture control
      • mold growth
      • commercial buildings
      • mold cleanup
      • mold mold
      • schools commercial
      • buildings mold
      • water problem
      • health problems
      • indoors mold
      • mold spores
      • mold problem
      • water damage
      • ceiling tiles
      • wear cleaning
      • hidden mold
      • cleanup biocides
      • sampling mold
      • mold control moisture
      • problem home clean
      • home clean mold
      • learn mold moisture
      • molds part natural
      • part natural environment
      • schools commercial buildings
      • commercial buildings mold
      • prevent mold growth
      • potential health problems
      • indoors mold spores
      • mold spores land
      • mold mold spores
      • health concerns consult
      • concerns consult health
      • consult health professional
      • water damage mold
      • damage mold growth
      • learn mold cleanup
      • mold cleanup guidelines
      • materials ceiling tiles
      • wear cleaning moldy
      • cleaning moldy areas
      • brief guide mold
      • guide mold moisture
      • mold moisture home
        • Drytech global
        • fire damage
        • storm damage
        • mold damage
        • duct cleaning
        • Certified IICRC Award
        • property restoration
        • soot removal film
        • mold removal remediation
        • general contracting reconstruction
        • document media recovery
        • equipment machinery repair
        • marine offshore restoration
        • alert priority response
        • priority response program
        • insurance direct repair
        • direct repair program
        • gutter cleaning tips
        • hail wind safety
        • staying safe flood
        • protect property winter
        • property winter damage
        • Storm Damage
        • Drytech Property Restoration                                                                              
        • water damaged windows
        • restoration remediation
        • service restoration
        • fire damage
        • damage repairs
        • home business
        • restoration renovation
        • water damage
        • insurance restoration
        • fire damage repairs
        • fungal service remediation
        • water damage
        • fire smoke
        • duct cleaning
        • carpet cleaning
        • damage restoration
        • restoration fire
        • home business disaster from water
        • fire damage
        • tech restoration
        • restoration services
        • home water damage
        • fire smoke restoration
        • tile grout cleaning
        • services contact specialty
        • damage restoration fire
        • restoration fire smoke
        • water damage flood
        • tech restoration services
        • fire smoke damage
        • smoke damage restoration
        • duct cleaning mold
        • cleaning mold remediation
        • water damage restoration
        • master restorer Anthony Pieri IICRC
        • water heater
        • heater repair
        • garbage disposal
        • disposal repair
        • water pressure
        • toilet repair damage restoration
          • water removal
          • removal flood
          • flood damage
          • drying water
          • damage repair
          • damage clean
          • flood clean
          • floor drying
          • damage flood
          • flood cleanup
          • repair flood
          • drytech water damage
          • water damage restoration
          • water damage repair
          • basement water removal
          • wood floor drying
          • sump pump failure
          • water damage clean
          • flood clean flood
          • clean flood damage
          • flood damage flood
          • flood damage repair
          • damage repair flood
          • services water
          • water damage
          • mold removal
          • global drytech
          • iicrc certified
          • services water damage
          • fire smoke damage
          • smoke damage services
          • water damage clenup
          • training global united states restoration company
          • trained iicrc certified
          •  smoke
          • water damage
          • mold remediation
          • restoration solutions
          • major insurance carrier
            • fire water
            • emergency service
            • water damage
            • fire damage
            • mold remediation
            • cleaning services
            • faster response
            • disaster services
            • restoration cleaning
            • trusted leader
            • leader restoration
            • restoration industry
            • hour emergency
            • locally owned
            • owned operated
            • damage restoration
            • cleaning restoration
            • commercial mold remediation
            • faster size disaster
            • size disaster trained
            • restoration cleaning services
            • trusted leader restoration
            • leader restoration industry
            • restoration industry Drytech
            • hour emergency service
            • locally owned operated
            • water damage restoration
            • fire damage restoration
            • damage restoration commercial
            • Drytech Restoration Water Flood Damage Mitigation Company United States of America

       

      , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , e

       fire damage

Comments are closed.